30-Year Mortgage Rates Remain Flat

Published August 22, 2025

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, August 21. The survey showed the 30-year mortgage rate remaining unchanged from the previous week.

This week, the 30-year fixed mortgage rate averaged 6.58%, unchanged from last week’s average. Last year at this times, the 30-year fixed mortgage rate averaged 6.46%.

The 15-year fixed mortgage rate averaged 5.69% this week, down slightly from last week’s average of 5.71%. During the same week last year, the 15-year fixed mortgage rate averaged 5.62%.

“The 30-year fixed-rate mortgage remained flat this week,” said chief economist at Freddie Mac, Sam Khater. “Over the summer, rates have come down and purchase applications are outpacing 2024, though a number of homebuyers continue waiting on the sideline for rates to further decrease.”

Based on published national averages, the savings rate was 0.39% as of 8/18. The one-year CD averaged 1.76%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.